Professional Liability Insurance

Protect Your Business.

Why would you need this coverage?

Professional liability insurance protects your business if you are sued for negligence, even if you haven’t made a mistake. This type of loss is excluded in your general liability policy requiring specific coverage for your business/services.

You should seriously consider this coverage if your business:

• provides a professional service
• regularly offers advice to clients.
• is required by a client to have professional liability insurance to meet contract terms.

Examples of current clients carrying Professional Liability through our agency:

Environmental Consultants –  We offer a package including CGL, CPL and Professional Liability for Environmental Contractors and Consultants. Most likely, your clients will require this coverage by contract and we can provide the language they require.

Contractors – We offer insurance to contractors requiring professional coverage for their design work ranging from large industrial construction projects to landscape architects.

Technology / Network Security Consultants – Technology errors and omissions insurance (Tech E&O) is coverage for IT professionals and companies. There are many causes of technology errors and omissions suits: software crashes, hardware failures, and network interruptions, that can be caused by a wide variety of factors. As the IT landscape expands into mobile and cloud computing, and more and more companies turn to technology to manage their businesses and engage customers, the risks for IT professionals is huge. We provide coverage through Hartford, CNA, Travelers and specialty markets.

Financial/Banking Consultants – Through specialized markets, we have assisted firms working with the FDIC and national accounting firms.

Attorneys – We utilize standard markets such as Travelers and Hartford as well as specialized markets such as Darwin.

Misc Professional – Please contact us if you require Professional Liability. The number and type of businesses is widely varied-including Accountants, Staffing Agencies, Medical Products manufacturing.